I would like to point out that this poor ass woman who can't take care of her kid (OBVIOUSLY) just opened up a Roth IRA today.
The old company I worked for was selling off the pension plans for eligible employees, and I opted for the cash-out. Some of it I kept, yeah, for house remodeling and possibly taxes (because there'll be a penalty and then MN will want their cut), but I reinvested most of it. I'm not even going to consider that it exists. It is "free" money, it is for retirement, and I will probably add to it over the years.
Yeah, I fail at providing for my son and for the future. All the way.
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